Harmon Appraisal & Consulting, LLC is the company you should trust when you need appraisals for bank owned properties in Logan County

For a house in foreclosure, you should know the gap between market and a "quick disposition" value to know your probable charge-off liability. At Harmon Appraisal & Consulting, LLC, we have the experience in both supplying snapshots of market value for our mortgage originating clients, as well as "quick sale" forecasts that understand your urgency.

	You need a company who has the experience to deal with the particular dynamics of a foreclosure appraisal. For a company you can trust, contact Harmon Appraisal & Consulting, LLC.

Owners of houses in foreclosure, naturally, can present special challenges: For example, they might be unwilling to allow the appraiser access to the property. Sometimes the properties show signs of vandalism, often at the hands of the former residents themselves. Or, it's likely you'll find the previous owners have moved out or the home languishing in disrepair for long periods of time.

For real estate that has reverted to Real Estate Owned, you probably will be seeking a speedy disposition. In any case, you'll still want to consider three angles for looking at the value of the subject property:

• As Repaired. Possible market value with the work called for to make the property marketable at full market value - in accordance with other properties in the area
• As-is. The market value of the property without any work done to it
• Quick sale. Somewhere in between, with minor investment in repairs - to sell the home quickly, probably as a "fixer-upper"